VGMSU Allied Healthcare Program

Competitive and Innovative Solutions for All Your Allied Healthcare Needs

VGM Specialty Underwriters provides cutting-edge solutions designed for the unique needs of Allied Healthcare facilities, practices and services. Our comprehensive products offer a broad range of professional and general liability coverages and can be tailored to the specific needs of each client or business.

Preferred Classes

  • Home medical equipment dealers
  • Physical therapy clinics
  • Home health care/temporary staffing
  • Orthotics and prosthetics distributors/manufacturers
  • Hospices
  • Medical testing and imaging laboratories
  • Dialysis centers
  • Outpatient therapy
  • Many other classes are also available

Features and Benefits

  • Primary limits up to $5,000,000/$7,000,000
  • Monoline professional or combined professional liability/general liability
  • Sexual/physical abuse sub-limit options up to $1,000,000/$1,000,000
  • Claims made and occurrence options available
  • Hired and non-owned auto coverage is available for most classes of business
  • Shared limit or separate limit options
  • Options for defense within or outside of limits
  • Various deductible options starting at $0
  • Professional liability enhancement endorsement providing sub-limits for theft of client’s personal property, HIPAA, Medicare/Medicaid, license protection and defendant expense

Optional Coverages

  • Coverage for additional insureds
  • Waiver of subrogation
  • Employee benefits
  • Stop gap
  • Nose coverage for occurrence policies with prior acts



Toll-free: 888-329-0003

Direct fax: 855-535-3887